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We thought we would skip the furnace protection plan, my husband and I, when we purchased our first home.  We were young and poor, we thought.  What could happen, we thought? What happened, exactly, was the need to replace the most expensive part of our furnace—out of pocket. The furnace guy seemed sorry to have to charge us—but was quick to point out that it would have been covered under the furnace protection plan.  We were sorry to be out a tidy sum of cash. So, who needs a Protection Plan—and what are the benefits?  Read[...]

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